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The Bureau believes that the small entities will otherwise have the professional skills necessary to comply with the proposed rule.
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Some of that mentorship happens organically, and some of it is more structured.
Any survey that asks about past behavior or events runs the risk of recall errors, and the fungibility of money makes this question more complicated.
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Transparency and Disclosure, 4.
In contrast, proposed comment 15(iv)(D)-1 clarifies that the field for “fees” must only be provided if some of the payment amount will be applied to fees.
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