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There is also an option to consolidate without making any payments; however, you must agree to one of our income-driven repayment plans as part of this consolidation, and you are required to complete income verification documents.
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You should also consider calling your loan provider in advance of the bill being due to see if they can give you an extra week or two if that will help.
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The rate of interest is spelled out, but it it is obscenely high - when I made my first loan payment to them (you also make biweekly payments, so keep that in mind as well) of nearly $200, I actually ended up owing more in the next payment because I didn't pay one cent on the principal.
Finally I told him that I would put him on a 3-way call with my bank about this loan and then he decided to hang up on me.A
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You should also contact your lender to revoke any Power of Attorney that may exist.
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